When it comes to shopping online, you’ll be hard-pressed to find an American who hasn’t or doesn’t take part in the electronic market. With online websites and applications connected at the click of a button, swipe of a finger, or even the press of a fingerprint, it’s impossible to find a quicker way to purchase and sell products elsewhere. Students are not only familiar with online shopping and purchasing, but participate in it regularly, frequently, and near intuitively. Due to the ready availability and widespread use of online purchasing, students are in the habit of purchasing all sorts of products and services online. Myriad opportunities surround them, and they don’t hesitate to take advantage. 

With eagerness and impulsivity governing most of their online activity, it is largely the case that students do not consider the potential consequences of online purchasing nor heavily weight the dangers of it. As students are being educated on how to be socially responsible online and how to participate wisely in online communities, they should also be instructed in how to assess the safety and validity of online sellers and sites. While nickel-and-dime purchases don’t make or break the bank individually, they quickly add up. The ease and non-physical nature of online purchasing makes transactions more seamless often remove the longer consideration process typically undergone when purchasing products in person. 

Not only can over-purchasing be unwise, it can unknowingly create debt that will take years to correct and overcome. In addition, many recipients of those unwise purchases are often not the buyers, but rather, the parents of the buyers. For students to learn fiscal responsibility online, they must learn how to evaluate purchases and sellers effectively in both offline and online environments. Otherwise, they are likely to dig themselves into a hole in which they cannot climb out.